TTT just a question that's been bothering me, and I'm not certain if it influences me in any way, but maybe you can clarify.
Having been insured through my father up until now, does that mean I should be stating to the potential insurer that I've never been insured?
And in the case of questions being raised about previous claims, should I state that there have been claims, even though they weren't on my personal policy?
Basically what I'm asking, as a person who has never been directly insured, should I be stating that I have a blank claims history?
Reason I'm asking, is that everytime I speak to someone from an insurer they seem to be rather confused about the issue, so thus far I'm been telling them my full history, but if I'm suppose to be on a clean slate then surely this is influencing me badly?
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